Balance transfer credit card offers are designed specifically for helping individuals consolidate their credit card debt onto one single card. By doing this they save money on interest charges. Some of these types of credit cards even offer a low introductory 0% Annual Percentage Rate interest rate on credit card balance transfers.

In essence, balance transfer credit cards can really help simplify your life. The best balance transfer credit cards can serve plenty of useful purposes, including making life much simpler, easier and less stressful. A good example is credit card consolidation. Instead of paying several credit card bills every month, you can consolidate all your debts simply onto one single card.

This will, no doubt, instantly simplify your finances. You won't need to be sending multiple payments to Visa, American Express, Discover Card or whoever else you have cards with. By consolidating all that you owe into one single charge card account, your paying only one bill and that is it.

However, it is important that you know that if you are interested in considering this option that there are several very important facts to keep in mind. First of all, you must know what the exact interest rate will be. If it is indeed a zero % interest balance transfer, then you can be sure that this is only an introductory offer and won't last forever!