Is bad credit history ruining your chances when applying for credit cards? Then bad history credit cards is the perfect solution for you! Bad history credit cards is a term used to describe credit cards that are suitable for individuals who may have had a history of bad credit in the past. This is usually the result of them defaulting on some loan repayments or if they had County Court Judgments (CCJs).

There are numerous companies that specialize in offering bad history credit cards to individuals who may have bad credit or a history of bad credit. The person applying for these types of cards should always be aware that they often carry a much higher annual percentage rate than any other type of credit card. This of course, is due to the higher risk that these cards carry to the issuer or lender. Therefore it is highly recommended to pay off the balance in full each month before ruining your credit even further.

If you have a bad credit history, then it's best you start to rebuild it and repair your credit history. You should always seek professional help if you are having major financial difficulties. Remember also that credit cards issued to individuals with a bad credit history often carry a very high rate of interest. This is like further punishment to the individual for having a bad credit rating in the first place.